today's event comes a day after the obama administration said healthcare dot gov handled hundreds of thousands of visitors. >> we're keeping our eyes on a freeze on watch that will go into effect later on tonight. i will break down this when we continue. >> welcome back. we now know why this commuter train derailed yesterday in new york city. it was just going too fast. as it came up on a curve. the national transportation safety board says, information from the train's two data recorders shows the train was goiing 82 - miles- an- hour, on a turn when it should have been going no more than 30 mph. four people were killed, including jim lovell, a married father of three boys. >> this is what his family had to say. >> "i just want to say that he was a very loving father and i miss him a lot, and everybody cared about him. everybody." >> the engineer told officials, he applied the brakes but the train did not slow down. investigators found that the brakes were applied five seconds before impact. they say, they're looking at the engineer's cell phone records. and will continue to questio